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MEDICAL MALPRACTICE



Safire offers Medical Malpractice cover, specially structured to cater for the needs of medical practitioners, through our partner, Genoa Underwriting Managers (Pty) Ltd [an authorised financial services provider, FSP No. 38225].

This niche cover is designed to offer protection for medical professionals should they become liable to pay compensation for any negligent act, error or omission arising in the performance of their professional duties.

Practitioners are individually underwritten and premiums are rated according to each practitioner’s clinical risk profile. This means that a cross-subsidisation of premiums between low, medium and high-risk practitioners is effectively mitigated.

As is standard with Safire, a personalised approach is the focus, with the following offered to clients:

  • The provision of stable, sustainable premiums with low allocations to operating costs;
  • The use of mediation and other alternative dispute-resolution techniques to reduce claim costs so that practitioners’ limit of indemnity isn’t eroded by unnecessary litigation or defence costs;
  • Quick and efficient resolution of valid claims and rigorous defence against vexatious claimants;
  • Personal coaching by highly qualified medico-legal practitioners on how best to deal with a claim as well as the associated trauma.