Commercial

Business comes with risks. Success starts with managing them well.

Every business faces unique risks, which is why insurance should never follow a one-size-fits-all approach. Our commercial policies provide comprehensive protection for a wide range of commercial and industrial risks, with flexible cover tailored to the specific needs of your business. Whether you’re a small enterprise, a growing organisation or a large-scale operation, our solutions are designed to safeguard your assets, support business continuity and give you the confidence to focus on what you do best.

COMMERCIAL

Safire’s Commercial Policy covers commercial and industrial risks, and is specially designed to suit your requirements, regardless of whether you are a large business or a smaller enterprise. Ensure that all assets relating to your business are adequately covered against the insured risks you may be exposed to. Our Commercial Policy is a combined policy, and offers the convenience to insure domestic and commercial assets on the same policy.

This policy offers insurance protection under the following sections of cover:

STELLAR COMMERCIAL

At Safire, we understand and cater for the requirements of selective niche markets and our Stellar range of products aims to address the needs of the most discerning high-end clientele. The Stellar Commercial Policy is similar to our Stellar Farming Policy in that it combines the convenience of our Stellar Lifestyle personal lines sections (specifically the approach around unspecified items under Personal All Risks) with our standard Commercial policy offering.

LIQUIDATION Assets

Our Liquidation Policy provides tailored cover to protect the assets of a business in liquidation or undergoing the liquidation process. By ensuring that these assets remain protected while the business is being wound up, the policy offers peace of mind throughout the liquidation process.

ASSETS ALL RISKs

Our Assets All Risks Policy provides comprehensive cover for your business assets under a convenient blanket sum insured, giving you peace of mind that valuable equipment, stock, and other insured assets are protected without the need to specify individual values. With higher limits designed for larger asset portfolios, it offers confidence that the assets critical to your operations are safeguarded when you need them most.